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Asset Inventory Insurance Requirements



The format is not the same across the various insurance companies but the
expectation is!

Here are a few insurance company quotes regarding the value of a home
inventory:

    Travelers Insurance

“Conducting a Personal Property Inventory” literature states: “Take the time to
compile an inventory of your home now, and it will save you precious time and
frustration later.” “Benefits of having a personal property inventory include:
  1. Helps to ensure you have the coverage you need.
  2. In the event of a loss, it makes it easier for you to file a complete and
    prompt claim, supported by accurate documentation.

         Farmers Insurance Group

The following can be found on the back of their "Household Contents
Inventory Record Book" - "This record can be worth thousands of dollars to
you. Keep it in a safe place outside your home."     

    State Farm Insurance

They offer the following under their "Home Inventory Tips" - "The threat of
loss of property from fire, theft, or other causes is always present. An accurate
inventory and proof of ownership at the same time of a loss can make claim
settlement easier and faster."   

    Allstate Insurance

Under their "Your Property" section, they ask you to ask yourself, "Do I have an
inventory and photographs?"

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