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Legally Speaking





















do have priceless belongings that you need to protect.
do have priceless belongings that you need to protect.
have priceless belongings that you need to protect.
belongings that you need to protect.


Can you answer yes to the following statements?

  1. If something happened to me tomorrow and I ended up in a hospital, my family would
    know my wishes if I couldn't speak for myself.
  2. I have already selected a trusted family member or friend as guardian if I weren't able
    to take care of my children.
  3. If someone committed identity fraud or theft against me, I would know what to do.

If you were able to answer "Yes" to these statements, you're in great shape. If you couldn't, I
urge you to take steps to better protect yourself and your family by developing a Will or
seeking Identity Theft protection.

Why a Will?
Reports indicate that the single best way to protect your wishes for your family, children and
assets is to have a Will in place. Studies show that 7 of 10 people do not have a Will in
place, but unfortunately 10 of 10 people will need one.

Now you might think it's a morbid thing or that it's too expensive, but that's not necessarily
true. The preparation of a Will can be one of the most loving and considerate things you
can do for your family, and it can be affordable.

So What's the Difference between a Living Will and a Will?
A Living Will lets doctors and other caregivers know your wishes in matters such as
resuscitation (DNR), life support, food and water provisions.  A Health Care Proxy
indicates what health procedures you consent to or don't.

A Will allows you to decide what happens to your belongings, assets and valuables and
more importantly lets you assign a guardian for any children under 18. Family heirlooms,
estate jewelry, all sentimental items can be passed on to family members and friends per
your wishes

  • It's important to note that if you haven't designated a guardian in a legally binding
    document, it's the State that will decide who takes care of your children.  

Derek Martin, an Independent Associate for Pre-Paid Legal Services® , Inc. says: “Life
events happen very quickly, and many times, with no advance warning. One of the most
important things we can do to protect ourselves and our families is to have a Will prepared”

In addition to having a Will prepared, he also recommends taking steps to protect yourself in
the event of Identity Fraud, which is the #1 fastest growing white collar crime today!

Protecting Your Identity
Many people will have their Identity stolen and won't know about it until months or years
later. According to a report released in January of 2006 by the Federal Trade Commission
(FTC), identity theft constituted 37% of all fraud complaints in 2005.

And like most crimes, Identity Theft does not discriminate...everyone is at risk.

Statistics show that the highest rate of identity theft occurs between December and
January...more than any other time frame during the year. It is estimated that over 500,000
people nationwide will have their identity stolen or compromised in some form during this
period of time.

Here are the 5 Popular Targets of Identity Theft Crimes
  • Driver’s License Identity
  • Medical Identity
  • Social Security Number Identity
  • Character Identity
  • Financial/Credit Identity

“Having your identity stolen can be very devastating. It can cost you thousands of dollars
and many years to restore your identity. Choose to protect your identity, now” says Derek
Martin.

To properly protect yourself, it's recommended that you have a comprehensive continual
monitoring system that alerts you for any credit activity beyond just a credit or fraud alert.
You also need a system that restores your identity in the event it has been stolen.

So if you've got kids, a name or even a bunch of pretty pictures that you don't want
scrapped, give yourself and your family some peace of mind.  Make the choice to protect
yourself and your family by having your Will prepared and protect your Identity before it is to
late.


Pre-Paid Legal Services provides affordable and accessible legal guidance and
resources. The basic plan in NY offers a Comprehensive Will for the member and
spouse that includes a Will, Living Will and Health Care Proxy. You can click on the
link below for more information on all Pre-Paid Legal Services.

Learn More about Pre-Paid Legal Services
This may seem like an odd time for this discussion, but when
is it a good time to look at your legal preparedness?
Begin by reviewing your life events of the past year.

Did you have any changes in your living arrangements?
Did your family grow?
Are there any changes in your physical health? What about
our legal and financial health?
What steps are you taking to protect your Identity?
If any of these things occurred, it's the perfect time to review
your legal and financial health.

Are you doing what you can to protect your family and your
assets? Or do you like many others think that you don't have
much to protect?

Well if you have children, a name, or even an old
painting......read on!

Learn More About
Pre-Paid Legal
Pre-Paid Legal Services, Inc® is a registered trademark of its respective company. Pre-Paid Legal
Services.(PPL) has been serving North American families since 1972 and has been a publicly held
company since 1979. On NASDAQ in '84, AMEX in '86, and NYSE '99 under symbol PPD.